bank verification number

Bank Verification Number, How to Retrieve it with or without Phone Number

Learn some of the procedures for retrieving your Bank Verification Number without a phone number in Nigeria. All you need to get your BVN is to simply dial *565*0# which is the most popular method.

The above code is for all banks, which must be registered with the Central Bank of Nigeria. However, there are situations you will need your BVN but do not have access to your phone number. Perhaps you misplaced your phone, or the phone’s battery is dead. For any reason, you will require a method of obtaining a BVN without a phone number. In such a situation, what do you do?

In this article, we will show you how to acquire a BVN without a phone number.

meaning of BVN

BVN is an acronym for Bank Verification Number, which is a unique identifier associated with your bank account. This 11-digit code is applicable across the entire Nigerian banking system. You only need one BVN, even if you have multiple bank accounts. Each bank customer is assigned a unique identifying number that can be easily retrieved, even if the original is lost. Therefore, the BVN plays a key role in verifying your identity when you perform activities such as opening a new bank account or withdrawing funds. It is essential to have a BVN to operate a bank account in Nigeria.

How to retrieve Bank Verification Number without a phone number

If you are wondering how to check BVN without a phone number, you can do this using the mobile bank app. You must have opened a bank account and registered with CBN’s Biometric Identification System to access this 11-digit code. Open your bank app and request to fill out the BVN enrolment form, fill out the form, and submit it.

Furthermore, you will receive a transaction ID on an acknowledgment slip, and your Bank Verification Number will be sent to you within 24 hours. Such an operation requires an account that’s active for online banking.

The three ways of retrieving your bank verification number without a phone number include:

  • the use of a mobile banking app
  • a visit to the bank
  • online banking

How to Retrieve Your BVN via a Mobile Banking App

Virtually every bank in Nigeria has a mobile app. It is easier for their customers to conduct banking transactions, as they no longer need to physically visit the bank.

You just need to download, install, and register your bank’s mobile app, which may be found in the Apple Store or Google Play Store. Log into the app after finishing the registration process.

You can find your BVN on the home screen once you’ve logged in. If you still can’t find it, take your time exploring the app and look in the menu and other areas generally; you will find it.

How to Retrieve Your Bank Verification Number by Visiting the Bank

Other methods we mentioned above can only work if you have a device that you can connect to the internet. Also, in a situation where you don’t have a device, visiting one of your bank’s branches is your only option for obtaining your BVN without a phone number.

If you don’t have a valid form of identification and your account number with you when you go to the bank, your BVN won’t be provided to you.

When you get to the bank, ask for your BVN, and you’ll be required to supply those details. You will receive your BVN after providing it. Carry your passport as a backup plan in case you are asked to present it at certain banks.

How to Retrieve Your BVN via Online Banking

Obtaining your BVN without your phone number is one of the advantages of the Internet.

Therefore, you must have already signed up for your bank’s Internet banking service in order to use this method. You don’t know how to do that? Visit your bank’s official website to learn how to sign up for Internet banking, or you can get help from their customer care representatives over the phone or online.

Once you have successfully registered and signed in to your bank’s Internet banking service, your BVN should appear on the dashboard.

Below are some of the FAQS on Bank Verification Number

What is the goal of the Bank Verification Number?

The Bank Verification Number is intended to uniquely authenticate each bank’s customer identification for “Know Your Customer” (KYC) purposes.

What are the advantages of getting a BVN?

The BVN system helps to reduce fraud, increase the efficiency of banking operations, and enables the provision of future credit facilities to customers. Also, retrieving your BVN code is a simple process that you can do from the comfort of your own home by following the easy guide provided above. You can contact your bank for further information if you have any questions

Can I Change My Bvn Phone Number?

It is possible to change your BVN number. However, you cannot do this online or use a USSD code. You can only change your BVN number when you go to the bank in person with an ID such as a National Identity Card, an International Passport, a driver’s licence, and recent passport photographs of yourself.

Don’t fall victim to scammers that make promises that they can help you change your BVN phone number online, as this service can only be done at bank branches, and only bank personnel should you entrust with the process of changing your BVN phone number.

Steps to Change Your BVN Phone Number

Here’s the procedure involved in changing the phone number on your BVN:

  • Get an affidavit

Firstly, ensure you go to court to swear an affidavit because the bank will ask for it before doing anything.

Your affidavit must come with a declaration that you own the lost phone number and won’t have access to it again.

  • Means of Identification

A means of identification will be required, such as a national identity card, international passport, or driver’s license.

  • Go to the bank

Once you have all these documents, you can head over to the bank and request that your BVN phone number be changed.

  • Validate your BVN

At the bank, you will be required to validate your BVN; through this process, your biometrics will be captured on the system.

Once everything is done, wait for 24 hours, and you will get a notification that your BVN has been successfully linked to the new number.

In conclusion, to retrieve your BVN without a phone number, visit the bank branch where you registered for BVN, provide valid identification, and ask for assistance at the customer service desk. Bring along relevant identification documents like a valid ID card. Note that procedures may vary between banks, so it’s best to contact your bank beforehand for guidance.

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