OPay USSD Codes 2023 All You Should Know

OPay USSD Codes imaging

OPay USSD Codes: This guide contains information about the OPay transfer code, and USSD code for OPay transactions including transfers, airtime, data, withdrawal, OTP, etc.

With a beginner-friendly interface, the OPay app has made it very easy for customers to transfer money, pay bills, buy airtime and do all banking transactions with ease.

However, we all know that what makes other banks easy to use when it comes to self-service is the USSD code that they offer, which makes it even easier to carry out any transactions without stress.

When did Opay announce the USSD Code?

OPay officially announced its introduction of the USSD code on its Twitter page. The company said that the code will enable users to buy airtime, send money (OPay – OPay), check their balances, and perform withdrawals.

The startup added that the *995# USSD code presented a simple and smart way to bank anywhere and anytime.

The introduction of the USSD service comes after OPay recently raised a $120 million Series B funding on the heels of a $50 million funding raised in July.

What is OPay USSD Code?

*955# is the OPay code designed for customers to carry out financial transactions like money transfers, buying airtime & data, making withdrawals, funding betting accounts.

The Opay USSD was launched a while after the introduction OPay as a fintech company to make it easier for Nigerians to use the OPay services even without an internet connection.

Also, to use the USSD code, you must have created an OPay account and must make sure you dial the code on the phone number, SIM, or line connected to your OPay account.

Furthermore, while this USSD code is a way of making the use of OPay easier, you can only use the code on Airtel, MTN, and 9mobile at the time of writing this post. Glo network does not support the OPay USSD code at the moment.

You can use this code to do a lot of things, let’s see how to use the OPay USSD code.

Want to Use the USSD Code? Here’s how

The OPay USSD code is used for several transactions, this includes:

  • Checking balance
  • Fund transfers
  • Buying airtime
  • Buying data
  • Paying bills
  • Funding betting accounts,
  • Getting OTP to fund accounts

Lists of all OPay USSD Code (2023)

TransactionsUSSD Codes
Transfer to Opay Account955*1*Amount*Account No#
Transfer to Bank Account955*2*Amount*Account No#
Airtime for Self*955*3*Amount#
Airtime for Others*955*3*Amount*Phone No#
Data*955*4*Phone No#
Get OTP*955*010#
Betting*955*5#
Electricity*955*6#
Check Balance*955*0#
Card Activation*955*03121#
the USSD codes of OPay

Transfer to OPay account

To transfer money on OPay using USSD code, simply navigate to the dialer app on your phone and dial *955*1*Amount*Recipient’s Opay Phone Number#, then enter your OPay pin to send money to another OPay account.

You can transfer money from OPay to other banks in Nigeria by dialing *955*2*Amount*Recipient’s Account Number#, then selecting the bank, and entering your OPay Pin to authorize the transfer.

For example, if you want to send 2000 to 0222202222, GTBANK using the OPay transfer code, simply dial *955*2*2000*0222202222#, then select GTBANK, and enter your PIN.

Opay USSD code for transfer

For easy access, here’s how to transfer money on OPay using the USSD code.

  1. Simply dial *955#
  2. Select the option for “Transfer”
  3. Select “1” for OPay or “1” for transfer to other banks
  4. Select the bank you want to transfer money to if not Opay
  5. Enter the recipient’s account/phone number
  6. Enter the amount you want to transfer
  7. Then, enter your OPay pin to authorize the transaction.

That’s simply the OPay transfer code, and how to send money on OPay using USSD code.

Airtime for self/others

To buy airtime for self from OPay using USSD code, simply dial *955*3*Amount#. While the OPay code to buy airtime for another numbers is *955*3*Amount*Phone Number#, then enter your OPay pin.

Here’s how to buy airtime on OPay using USSD.

  1. Dial *955#
  2. Select the “Airtime” option
  3. Enter the phone number to recharge
  4. Enter the amount to recharge
  5. Finally, enter your OPay pin to make the payment

The lists above are simply the OPay USSD code and procedure to buy airtime.

Data for self/others

To buy data from OPay using USSD code, simply dial *955*4*Phone Number#, then select the amount of data you want to buy, and enter your OPay pin.

Here’s how to buy data on OPay using USSD in a simple form.

  1. Dial *955#
  2. Select the “Data” option
  3. Enter the phone number to recharge
  4. Select the data amount you want to recharge
  5. Then, enter your OPay pin to make the payment

That’s the easy OPay USSD code for Data.

Opay USSD Code to Fund Account

To fund your OPay wallet using USSD, simply dial *955*2# or *955#, select the “Add Money” option, then follow the prompts.

Opay USSD code to add money

That’s just how to fund your OPay account using USSD.

Opay USSD Code for Withdrawal

Below is an easy-to-follow step-by-step guide on how to withdraw money from OPay by using USSD code.

  1. Simply dial *955#
  2. Select the option to go to the next page
  3. Now, select the “Withdraw” option
  4. Enter the OPay POS agent’s phone number
  5. Enter the amount you want to withdraw
  6. Then, enter your pin to make a withdrawal

That’s the OPay USSD code for withdrawal and how to withdraw from OPay using USSD code.

Opay USSD Code to Check Balance

for a balance check using the USSD code, simply dial *955*0#, then enter your PIN, and your account balance will appear on your phone screen.

Alternatively, dial *955#, and select the “Next” option to go to the next page. Now, select the “Check Balance” option and enter your OPay pin.

For Betting Account Funding? Bellow the USSD code

The OPay transfer code to fund a betting account is *955*5#.

You also can fund your betting account on OPay using USSD by simply following the easy steps below.

  1. Dial *955#
  2. Select the “Next” option to go to the next page if you can’t find Betting on the first page
  3. Now, select the “Betting” option
  4. Choose your betting company (Bookmaker) from the list
  5. Enter the amount you want to deposit
  6. Then, enter your Opay transactional pin to make payment.

That’s the Opay USSD code to deposit money to Bet9ja, MSport, 1xbet, Sportybet, BetKing, etc.

Opay USSD Code for E-pin

You can also buy your e-pin for jamb and other examinations on OPay using USSD code.

That can be done by following the simple steps below.

  • Simply dial *955#
  • Select the “Next” option to go to the next page
  • Select the option for E-pin
  • Select the Examination type
  • Confirm the amount it is worth and enter your OPay pin to make payment.

OPay USSD Code to Create Account

With the OPay USSD code, you can now create, sign up, register, and open a new OPay account.

This can be done by simply following the step-by-step guide below.

  1. Go to the dialer app on your phone and dial *955#
  2. Select the “Register” option
  3. Enter your First Name
  4. Enter your Last Name
  5. Type in your preferred pin to use for OPay
  6. Re-type your pin again
  7. Enter (8081421847) as your referral code to always get cashback.

That’s all, your OPay account has been created just by using the OPay code.

Alternatively, you can download Google PlayStore and “click here” to guide you.

USSD Payments

This API allows you to accept offline payments via USSD.

Please note that there are only certain banks that support this form of payment. Below are the banks and their numeric codes:

  1. Fidelity Bank (070)
  2. Guaranty Trust Bank (058)
  3. Keystone Bank (082)
  4. Sterling Bank (232)
  5. United Bank for Africa (033)
  6. Unity Bank (215)
  7. Zenith Bank (057)

OPay USSD Code for Gtb

*737*22# is the Gtbank OPay USSD code. You can use this code to transfer money from your Gtbank account to an Opay wallet.

Opay USSD code for gtbank

OPay USSD Code for MTN

The OPay USSD code for MTN is *955#. You can use this code for all OPay transactions including funding your account, getting OTP, checking your balance, buying airtime, and lots more.

OPay USSD Code for Glo

The OPay USSD code for Glo is *955#. You can use this code for several different transactions on OPay including funding your account, getting OTP, checking your balance, buying airtime, and lots more.

OPay USSD Code for Airtel

The OPay USSD code for Glo is *955#. You can use this code for various transactions on OPay including funding your account, getting OTP, checking your balance, buying airtime, and lots more.

Here are some Frequently Asked Questions

What is the new OPay USSD code?

The new OPay USSD code is simply *955#, and with this code, you can make transactions, buy airtime, pay bills, and access other OPay services without an internet connection.

How do I use OPay USSD code?

To use OPay code, simply dial *955# on your mobile phone and follow the prompts on the screen to select the service you want to use. You can use USSD OPay code on any mobile network in Nigeria.

What services can I access with the OPay USSD code?

You can access a range of services with OPay USSD transfer code, including money transfers, airtime top-up, bill payments, and OPay loans. You can also use USSD code for OPay to buy data bundles, pay for subscriptions, and make donations to charitable organizations.

Is Opay USSD code safe to use?

Yes, OPay transfer code is safe to use. OPay uses advanced security measures to protect your transactions and personal information. However, you should take precautions such as keeping your PIN and other sensitive information confidential to avoid fraud.

Are there any fees for using the Opay transfer code?

For sure, there are fees for using the OPay code. The fees vary depending on the service you use and the amount of money involved. You can check 

In conclusion, the introduction of the Opay USSD code has addressed the need for offline access to financial services, making it simpler for customers in Nigeria to utilize Opay’s offerings. This development enhances convenience, accessibility, and financial inclusion for a broader range of individuals, ensuring that the Opay experience is not limited solely to the app but extended to a wider customer base.

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